About

Hi, I'm Carottiy — the developer and writer behind SpotBaltic. I build software for a living, and I started this site to write the kind of reviews I actually want to read before trying a new fintech or crypto product: hands-on, specific about the fees and limits, and honest about where a product falls short.

Most of what you'll find here comes from actually setting up the accounts, funding them, and using them the way a normal person would — not just reading the marketing page. If something has a catch, I'd rather tell you about it upfront than let you find out after you've already loaded funds.

When I'm not testing or writing, I'm usually building small tools and side projects, which is also why this site is hand-coded rather than running on a template you'd recognize.